Take UPI, bank, cash, card and EMI payments as a studio

Send the pay link

Open a project's Payments tab and copy the link, or open an issued invoice and press Open the pay page.
The client can pay all of it, the next part of the schedule, or any other amount.
Payment reminders on WhatsApp carry the link too.

In Settings, Payments, type the bank details clients should see for each bank account.
After paying, the client enters the UTR or adds a screenshot on the pay page.
You see it on the project, the invoice and the Payments page. Check your bank, then press It reached me.
Only then does it count as received. If it did not arrive, press Not received and nothing is recorded.
A UTR already used on another payment is flagged for you to check.

In Settings, Payments, add your Razorpay key id and key secret. You add nothing in Razorpay.
Clients see your UPI and bank details first, then Pay by card, EMI or netbanking, which opens Razorpay's own page from a payment link.
You can also make a payment link on any invoice, project or store order and send it by WhatsApp or email. It is recorded when you open that page or press Check payment, or at once if you add the webhook.
No Razorpay account? Card, EMI and netbanking on isodesk's own Razorpay is coming soon. There the client pays 3% + GST on top, so you receive the full amount.
Clients can then pay online from the pay page. The money goes straight to your Razorpay account.
isodesk takes no commission on invoices and project payments made this way. You pay Razorpay's own fee to Razorpay.
When Razorpay says your account has EMI on, the page offers "Pay by credit card or EMI". Plans and figures come only from Razorpay at checkout.
You can turn the line off, and choose whether your client pays the interest or you offer no-cost EMI.

On the project's Payments tab, use Cash in hand. The amount is filled with the next part due.
Add who paid if it was not the client, such as a relative. Press Record cash.
Send the receipt on WhatsApp from the button that appears.
If cash from one person nears the income tax limit of ₹2 lakh (section 269ST of the old Act; a CA should confirm the current wording), you see a warning. You can still record it.

In the quote's totals, enter a discount in rupees or percent, and a round figure if you want one, such as ₹2,85,000.
GST is worked out on the new total. Your Prices include GST setting decides whether it sits inside the total or is added on top.
After sending, press Revise this quote to make a new version. The old one stays linked and is never lost.
The client sees "Original ₹3,50,000, agreed ₹3,10,000". You see every version and who made it.

Choose Settle this balance on the project or the invoice. Enter what you are writing off and why.
With no invoice, the agreed amount falls at once. The original figure stays on record, and you can undo it.
With an invoice issued, you choose: a GST credit note, a credit note with no GST change, or just write it off. Your CA can advise which one fits.
A credit note starts as a draft you can change, and the balance falls when you issue it. A write-off lowers the balance at once.

Answers come only from the pages of this website.

Updated 31/10/2026 · Markdown version